1,000+ Commercial Lender Network
Commercial real estate, business, and investment property financing through Michigan Mortgage Pro’s 1,000+ commercial lender network. Based in Michigan and lending on commercial transactions in all 50 states, we help you acquire multi-family, develop ground-up construction, refinance investment property, or buy a building for your business, connecting you with the right capital solution wherever your deal is located. Our commercial programs start at a $300K+ minimum loan amount, though exceptions are occasionally made on a case-by-case basis.
As a licensed mortgage broker, Michigan Mortgage Pro acts as your single point of access to a deep network of commercial capital sources. Loan terms, structures, and pricing depend on the property type, the borrower and business performance, and the industry. Every scenario below is sourced through our commercial network.
A Consultative Approach
We work with each business owner to customize their borrowing request around their individualized short-term and long-term goals, exit strategy, and unique business objectives, challenges, and specialized needs. We translate those into the right strategy and negotiate on your behalf with 10 to 25+ hand-selected lenders, creating leverage and competition so banks compete for your loan within terms negotiated upfront. The result is comfort and confidence from application to closing.
Core Financing Structures
From stabilized long-term holds to value-add and ground-up development, we structure financing around your timeline and exit.
Stable financing for income-producing properties
Max LTV
Min Loan
Rate Type
Flexible transitional financing
Max LTV
Payment
Prepay
Value-add and renovation financing
Max LTC
Max ARV LTV
Prepay
New development financing
Max LTC
Max ARV LTV
Prepay
Rates, terms, and program parameters shown are illustrative and subject to change. All financing is subject to lender approval, underwriting, and property and borrower qualification. See full disclosures below.
Investment Financing
Qualify on rental income, not personal income. The standard tool for real estate investors building or refinancing multifamily 5+ unit rental portfolios. DSCR is the cleanest financing path for investors who want to keep personal income off the loan file.
For single-family and small multi-unit rentals up to four units, see our residential investment programs.
Residential Investment Programs
These programs are sourced through our commercial and specialty lender network because they qualify on the property and the investor’s strategy rather than personal income.
Short-term financing for investors who acquire, renovate, and sell residential properties. Funds both the purchase and the rehab budget.
An umbrella for the products investors use to scale and manage rental and flip portfolios, including multi-property and blanket loan structures.
Commercial Property Financing
These programs are sourced through our commercial and specialty lender network because they qualify on the property and the investor’s strategy rather than personal income.
Financing for businesses purchasing or refinancing the real estate they operate from. Often paired with SBA enhancement for favorable terms and lower down payment requirements.
Financing for income-producing real estate held as an investment. Qualification typically combines investor strength with property cash flow.
Additional Capital Sources
Specialty commercial programs and capital sources available through our lender network for the right scenarios.
Financing structures available for industrial properties, from acquisition through long-term hold.
Financing for unique property types that fall outside standard commercial categories. Pricing and terms reflect the specialized nature of the asset.
Property Types We Finance
Through our 7,500+ commercial lender network, Michigan Mortgage Pro arranges financing for a broad range of commercial and investment property types across all 50 states. Eligibility, pricing, and program availability vary by property type, location, and sponsor profile.
Let’s Talk
Every borrower’s situation is different. The right program depends on your goals, your timeline, your income structure, and the property type. We are here to walk through the options with you, with no pressure and no obligation.
The rates, terms, loan-to-value and loan-to-cost figures, minimum loan amounts, program parameters, and product options shown on this page are provided for general educational and illustrative purposes only. They do not constitute a commitment to lend, a loan offer, or a rate quote. Michigan Mortgage Pro is a licensed mortgage broker and not a lender; we arrange financing through our network of lending partners and do not make credit decisions or fund loans. All commercial loan programs and options are subject to change without notice. Final approval, pricing, structure, terms, and conditions are determined at the sole discretion of the selected lending partner based on its underwriting criteria and guidelines, and are subject to a complete application, supporting documentation, property and sponsor evaluation, borrower and entity eligibility, and demonstrated financial capacity. Commercial financing terms vary by property type, location, sponsor profile, and business performance. Minimum loan amounts and program availability vary and exceptions are rare. Not all applicants or properties will qualify. For complete details, see our Disclosures. Michigan Mortgage Pro, NMLS 2566773. Equal Housing Opportunity.
Providing expert mortgage solutions and personalized guidance to homebuyers across the Great Lakes State.
Copyright © 2026 Michigan Mortgage Pro – All Rights Reserved. Powered by SEOAttract.
Top 1 Lending LLC d/b/a Michigan Mortgage Pro) and NMLS# 2566773