Conventional Loans

Conventional Financing

The Gold Standard in Home Financing

Conventional loans are the most widely used mortgage product. Competitive rates, flexible terms, and no upfront MIP make them excellent for buyers with solid credit.

Advantages

2026 Michigan Conforming Loan Limit

The conforming loan limit is $832,750 for a single-family home in Michigan.

At a Glance

Min Down

3–5%

Min Credit

620

Loan Limit

$832,750

PMI

Under 20% down

Rate Types

Fixed & ARM

The figures shown are illustrative and for educational purposes only. They are not a commitment to lend or a guaranteed offer. Programs, rates, and terms are subject to change and to lender approval. See full disclosures below.

Ready to Get Started?

Call us or send a message and get a real answer from a real Michigan mortgage advisor.

Disclosures

Figures shown are illustrative and for educational purposes only, not a commitment to lend or a guaranteed offer. Michigan Mortgage Pro is a mortgage broker, not a lender; all loans are subject to lender approval and underwriting. See full disclosures and Terms. Michigan Mortgage Pro, NMLS 2566773. Equal Housing Opportunity.

Providing expert mortgage solutions and personalized guidance to homebuyers across the Great Lakes State.